I have been trying to work with BofA for over two years regarding my mortgage. We went through an agency, and got a modification once, however shortly afterward they said some paperwork wasn't filed correctly (even after they agreed to modification) and we had to do it all over. They refused a modification this time, even though we make triple what we did when this all started. I got the letter of intent to foreclose today. At this point I'm just fed up with dealing with them. They can try and take my house, but when I tried to sell it when it was in foreclosure last time, I couldn't get fifty thousand for it, its in that bad of shape. I guess I need prayers for guidance...should I keep fighting, let it go...because of this my credit is shot so trying to get an apt is going to be tough, plus we have a dog which I really really would hate to give up, we've had him for ten years. Lord, give me direction and clarity on this, because I don't know what to do or pray for anymore.